FOR CLAIMS, PLEASE CONTACT YOUR HR
FOR GENERAL ENQUIRIES, CONTACT US ON:
- +27 (0)10 100 3000
- clientservices@mineworkers.co.za
- TO CHECK YOUR CLAIM STATUS OR BENEFIT STATEMENT
Death Benefit
How to claim in the event of death – what should family do?
The benefit will be as follow:
- 3x basic annual salary
- The total retirement contributions
- Total Voluntary Contributions
- Total Transferred Portion
- Net investment return
The above benefit will be taxed as per the Income Tax Act of South Africa. A funeral benefit is payable from the Fund in the event of death of a Member, Spouse or Children.
Documents Required:
- Death claim form signed by two Employer authorised signatories and stamped by the mine
- Deceased nomination of beneficiaries form
- Original certified copy of death certificate
- Original certified copy of death certificate from country of origin if not South African, e.g. Lesotho, Mozambique, Botswana, etc
- Translation of the certified death certificate into English should also be obtained
- Original certified copy of deceased’s identity document or passport
- Original beneficiaries’ bank statements with bank stamps
- Original certified copy of marriage certificate and original certified copy of identity document or certified copy of passport of the spouse (For marriages registered at Home Affairs after the death of a member)
- A customary union letter signed by three of the deceased’s family members before their Chief or Magistrate together with their certified identity documents copies or passport copies should also be submitted
- A letter signed by three of the deceased’s family members in front of their Chief or Magistrate with certified copies of their identity documents or certified passports copies confirming that the member was never married and had no children
- Beneficiaries’ fully completed affidavit of dependency forms (MW16) signed and stamped by the Commissioner of Oaths listing all minor children must be submitted
- Major children must complete their own affidavit of dependency, signed and stamped by the Commissioner of Oaths
For children not using the deceased name
- A letter or affidavit from the deceased family confirming that all the children belonged to the deceased must be submitted
- The letter or affidavit must be signed by three of the family members in front of their Chief or Magistrate together with certified copies of their identity documents or passports (Alternatives are maintenance orders or unabridged birth certificates showing names of both parents
- Proof of guardianship from a social worker’s background report for minors not residing with their biological parents must be submitted. The report must be stamped by the social worker
The benefit payable is as follows
| Member | R60 000 |
|---|---|
| Spouse (regardless of the number of spouses) | R60 000 |
| Child aged 14 to 25 (21 to 25, proof of study will be required) | R60 000 |
| Children (Aged 6 to 13) | R37 500* |
| Children (Aged 1 to 5) | R20 000* |
| Children (Stillborn to 11 months) | R20 000* |
If you die, your next of kin or spouse must report your death to your employer’s Human Resources office. When reporting your death your spouse or next of kin should bring along a certified copy of your death certificate and your identity document. This will ensure that the process of paying the funeral benefit is done as soon as possible and that they can benefit from the Fund is guaranteed. There are many documents that need to be submitted, the sooner this is done the sooner your benefits can be paid.
- Complete the claim form
- Get the employer to sign the claim form
- Prepare and ensure you have all required, supporting documents
- Submit the signed claim form with all supporting documents to your HR Office
- All documents are received and verified
- Claims are investigated by the trustees to determine benefit allocation
- Tax calculation is applied
- Bank verification is received
- Payment is made